Dealerships Are Best For Getting A Car Loan: Here's Why!

Tiny car with coins and finance paperwork

 

Car loan shopping can be confusing! Where’s the best place to get auto financing in the Chapel Hill area? Deciding where to get a car loan will impact your interest rate and the amount of your payment every month. Fortunately, the finance department at Hendrick Cadillac Southpoint is here to help you sort through all of that, or even help determine if leasing is a better option for you.

 

Why Hendrick Cadillac Southpoint is Where to Get a Car Loan

You don’t need to traipse through every bank in the Chapel Hill area looking for the best place to get auto financing. At Hendrick Cadillac Southpoint, you apply just once, and we do the rest of the work. The dealership will shop your loan around to multiple different lenders on your behalf. But this is just one reason why we’re the best place to get a car loan.

Why We’re the Best Place to Get a Car Loan

  • We’ll shop your loan to a variety of lenders
  • You only need to apply once
  • We’ll walk you through all of your options, including leasing
  • We work with bad credit
  • You can negotiate your down payment 

Hendrick Cadillac Southpoint Does the Car Loan Shopping for You

If you apply to an individual Raleigh bank, they have no incentive to lower their rate. You’re stuck with what they give you. On the other hand, we’ll shop your loan to multiple lenders, meaning that they will be competing for your business and thus offering the lowest rates they can. This is why car loan shopping is unnecessary and just one of the reasons we’re the best place to get a car loan.

Let Us Help Even If You Don’t Have Great Credit

Life happens. It’s nearly impossible to maintain a great credit score all the time. But that’s alright. We’ll work with you to get you behind the wheel of our next car, regardless of your credit. This is yet another reason why Hendrick Cadillac Southpoint is the best place to get auto financing.

Let the Finance Experts at Hendrick Cadillac Southpoint in Durham Help

You can stop wondering where to get a car loan. We strive to make auto financing as simple and painless as possible. In fact, you can even get pre-approved for financing before you ever step foot on our lot. So why not talk to us about your options? We’re located conveniently near Cary. So drop by or contact us today!

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Hendrick Vehicle Disclaimer:

$899.00 Dealer Administrative Fee included in advertised price. All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered.

All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.


Additional Disclaimers:

Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details. 

*0.9% APR for 72 months for well-qualified buyers when financed w/Cadillac Financial. Monthly payment is $14.27 for every $1000 you finance. Average down payment is 10.9%. Some customers will not qualify. Take new retail delivery by 09-30-2026. Must show proof of a current ownership or lease of a 2012 model year or newer select non-GM vehicle at least 30 days prior to the new vehicle sale. **Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

*Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

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127 Kentington Dr, Durham, NC, 27713
Hendrick Cadillac Southpoint 35.89802, -78.94355.